Become a RELP Agent Today

A RELP (Real Estate & Lending Professional) is an actively licensed Realtor who also is or becomes licensed as a Mortgage Loan Originator (MLO).

RELPs act as a referral-based junior loan officer while continuing to represent buyers and sellers — earning compensation for both roles on the same deal.

RELP Program

RELP Program

Real Estate & Lending Professional
Program Mission

To empower licensed real estate agents to increase their income potential by becoming dual-licensed as Mortgage Loan Originators — giving clients a one-stop experience while earning income from both the real estate and lending sides of the transaction.

A RELP (Real Estate & Lending Professional) is an actively licensed Realtor who also becomes licensed as a Mortgage Loan Originator (MLO). RELPs act as a referral-based junior loan officer while continuing to represent buyers and sellers — earning compensation for both roles on the same deal.


1
NMLS Sponsorship
2
100% Education Coverage
MLO education and licensing fees (conditions apply)
3
Mentorship
Loan Buddy Mentor for guidance
4
Commission
Up to 50 Bps (0.50%) of loan amount

Real Estate Side — to unify both income streams, you'll move your real estate license to Equitable Mortgage & Realty Inc. We match your current real estate commission split — just submit a copy of your existing contract.

Requirements to Join
1
Active real estate license (California or approved states)
2
Willingness to move realty license under Equitable
3
Commitment to complete MLO licensing within 30–45 days
4
Pass background check and MLO exam
5
Complete and sign Equitable's RELP Agreement
Program Benefits

RELP Program Benefits

Benefits of becoming a dually licensed real estate agent & loan officer with our Real Estate Lending Professional CommissionStack Program
$

Dual Income Stream

Earn up to 2 paychecks from one client by handling both the real estate and lending sides of the transaction.

Maximize Existing Business

Maximize income from your existing book of business by offering comprehensive real estate and lending services.

Flexible Schedule

Work remotely, part-time, on your schedule with the freedom to manage your own time and workflow.

No Backend Work

No processing or underwriting — we handle all backend loan operations so you can focus on clients.

Comprehensive Products

Access to FHA, VA, DSCR, Reverse Mortgages, Non-QM, Bank Statement, P&L, and more loan products.

Client Lifecycle Value

Help your clients who purchased property now refinance, creating ongoing revenue opportunities.

Your Journey Starts Here

Next Steps to become a RELP Agent

Experience hassle-free mortgage solutions with Equitable Lending
01

Submit Your Current Real Estate Agent Contract

Submit your current real estate agent contract for split matching

02

Execute Your Equitable RELP Agreement

Sign your RELP Agreement, move your Realty License to us.

03

Enroll & Pass Your Sponsored NMLS Exam

Enroll in the sponsored NMLS course & pass your licensing exam.

04

Start Closing Deals

Start referring clients and collecting both sides of the transaction.